Maryland Cap Rate Calculator

Calculate cap rates using Maryland market data. Property tax, insurance, vacancy rates, and other defaults are pre-filled with current Maryland averages. Net Operating Income ÷ Property Price

Market

Browse calculators by state

Property Details

Property Price

Annual Gross Rental Income

Operating Expenses(Maryland defaults)

Total Annual Expenses$12,607

Property Tax(0.9% avg in MD)

Insurance($1,645 avg in MD)

Maintenance & Repairs

Management Fee(8% of rent)

Vacancy Rate($1,280/yr)

Maryland Market Context

Avg Cap Rate

5.5%

Median Price

$415K

Property Tax

0.9%

Vacancy Rate

5.7%

Local Factors

-Proximity to DC provides strong government and defense contractor rental demand
-Baltimore offers affordable investment opportunities but with higher management intensity
-Tenant-friendly laws require careful lease structuring

Sources

World Population Review – Median Home Price FL Probate Law – Property Tax Rates (ACS Data)The Hartford – Insurance Rates iPropertyManagement – Vacancy Rates

Cap Rate

2.4%

Low

Net Operating Income$9,857

Gross Income$22,464

Total Expenses$12,607

Maryland Avg Cap Rate5.5%

NOI$9,857

Property Tax$3,735

Insurance$1,645

Maintenance$4,150

Management$1,797

Vacancy$1,280

What does this mean?

A cap rate below 4% is typical for premium locations with lower risk but limited cash flow. Common in Class A properties in major metros.

Keep running the numbers

One calculator rarely tells the whole story.

Cap rate tells you the return without financing. Now see what happens when you add a mortgage with Maryland rates.

Cash on Cash Return

Measure the annual return on your actual cash invested, factoring in financing, expenses, and rental income.

Calculate

NOI

Calculate Net Operating Income — the foundation of commercial real estate valuation.

Calculate

Gross Rent Multiplier

Quickly screen and compare rental properties by how many years of gross income cover the purchase price.

Calculate