Download App
← Calculators

Kentucky Cap Rate Calculator

Calculate cap rates using Kentucky market data. Property tax, insurance, vacancy rates, and other defaults are pre-filled with current Kentucky averages. Net Operating Income ÷ Property Price

Browse calculators by state

Property Details

Operating Expenses(Kentucky defaults)

Total Annual Expenses$10,531

Kentucky Market Context

Avg Cap Rate

6.8%

Median Price

$263K

Property Tax

0.72%

Vacancy Rate

6.9%

Local Factors

  • -Louisville and Lexington are the primary rental markets with steady demand
  • -High insurance costs relative to home values due to storm exposure
  • -Affordable entry prices with moderate cash flow potential

Sources

World Population Review – Median Home PriceFL Probate Law – Property Tax Rates (ACS Data)The Hartford – Insurance RatesiPropertyManagement – Vacancy Rates

Cap Rate

2.0%

Low
Net Operating Income$5,333
Gross Income$15,864
Total Expenses$10,531
Kentucky Avg Cap Rate6.8%
CAP RATE2.0%
NOI$5,333
Property Tax$1,894
Insurance$3,643
Maintenance$2,630
Management$1,269
Vacancy$1,095

What does this mean?

A cap rate below 4% is typical for premium locations with lower risk but limited cash flow. Common in Class A properties in major metros.

Keep running the numbers

One calculator rarely tells the whole story.

Cap rate tells you the return without financing. Now see what happens when you add a mortgage with Kentucky rates.

Cash on Cash Return

Measure the annual return on your actual cash invested, factoring in financing, expenses, and rental income.

Calculate

NOI

Calculate Net Operating Income — the foundation of commercial real estate valuation.

Calculate

Gross Rent Multiplier

Quickly screen and compare rental properties by how many years of gross income cover the purchase price.

Calculate

Want to analyze a full deal with comps, rehab estimates, and flip projections?

Download Frontflip
Get Frontflip for iOS
AI for real estate investment research