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Gross Rent Multiplier Calculator

The Gross Rent Multiplier (GRM) is Property Price ÷ Annual Gross Rent. It tells you how many years of gross rent it takes to cover the purchase price — the quickest way to screen and compare rental properties.

Property Details

How to Use GRM

GRM is a screening tool, not a final analysis metric. It ignores expenses, vacancy, and financing — so it's fast but incomplete.

Use it to quickly compare similar properties in the same market. A lower GRM means higher income relative to price. Once a property passes the GRM screen, dig deeper with cap rate and cash on cash return analysis.

Quick Rule of Thumb

In most markets, a GRM under 10 is worth investigating. Under 7 is strong cash flow territory. Above 15, you're likely in an appreciation play.

Gross Rent Multiplier

10.4

10.4 years of gross rent to cover price

Moderate
Annual Gross Rent$24,000
Rent as % of Price9.6%
Implied Cap Rate~5.8%
Price per $1 Monthly Rent$125
Gross Payback Period10.4 years
GRM10.4×
Year 1 Rent$24,000
Remaining Price$226,000

What does this mean?

A GRM of 10–15 is typical in suburban or appreciating markets. Cash flow may be tighter, but you could be betting on appreciation or quality tenants with lower turnover.

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