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Pennsylvania Short-Term Rental Revenue Calculator

Estimate your Airbnb or VRBO revenue using Pennsylvania market data. Property tax, insurance, and vacancy defaults are pre-filled with current Pennsylvania averages. Cash-on-cash return separates a profitable STR from an expensive hobby.

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Revenue Assumptions

Investment & Financing

Operating Expenses(Pennsylvania defaults)

Total Annual Operating Expenses$29,529

Pennsylvania Market Context

Avg Cap Rate

6.5%

Median Price

$283K

Property Tax

1.14%

Vacancy Rate

6.9%

Local Factors

  • -Philadelphia offers affordable urban investment with strong rental demand
  • -Pittsburgh is a growing tech hub with healthcare and education anchors
  • -Property tax rates vary dramatically between counties and school districts

How to Analyze a Short-Term Rental

Nightly rate × occupancy determines your top line, but the real story is in what's left after expenses. STRs carry higher operating costs than long-term rentals — cleaning, furnishing, platform fees, utilities, and guest supplies all eat into revenue.

RevPAN (Revenue Per Available Night) accounts for vacancy — it's your gross revenue divided by 365. This metric lets you compare properties regardless of how they're marketed or how stay lengths differ.

Management costs are the biggest variable. Self-managing saves 20–30% but costs you time. Full-service STR management typically runs 20–25% of gross revenue. Factor in your time honestly.

Always stress-test with lower occupancy — markets shift, regulations change, and new supply comes online. A deal that only works at 80% occupancy is a deal that's one bad season from going underwater.

Annual Cash Flow

$-12,159

Negative

Cash-on-Cash Return

-17.0%

Gross Revenue$35,445
Rental Income$22,695
Cleaning Fee Income$12,750
Operating Expenses$29,529
NOI$5,916
Annual Debt Service$18,075
Monthly Mortgage$1,506
RevPAN$97/night
Monthly Cash Flow$-1,013
Total Cash Invested$71,600
CASH FLOW$-12,159
Cash Flow$0
Mortgage$18,075
Management$7,089
Cleaning$8,500
Platform Fees$1,063
Property Tax$3,226
Insurance$1,251
Utilities$3,600
Maintenance$3,000
Supplies & Other$1,800

What does this mean?

This STR is losing money at these numbers. Either the nightly rate needs to increase, occupancy needs to improve, or expenses need to come down. Many hosts underestimate cleaning, furnishing, and platform fees.

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