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Rental Yield Calculator

Rental yield measures your property's income as a percentage of its total cost. Gross yield uses total rent before expenses; net yield subtracts operating costs — the number that actually matters.

Property & Income

Operating Expenses

Total Annual Expenses$10,600

Gross vs. Net Rental Yield

Gross rental yield is the simplest comparison metric: annual rent divided by total property cost. It's useful for quick screening but doesn't account for the real cost of ownership.

Net rental yield subtracts operating expenses (taxes, insurance, maintenance, management, vacancy) from income before dividing by cost. This tells you what the property actually earns as a percentage of your investment.

The gap between gross and net reveals your expense ratio — how much of your gross income gets consumed by costs. A tight ratio means more money in your pocket; a wide one means the property is expensive to hold.

Net Rental Yield

5.2%

Moderate

Gross Rental Yield

9.3%

Annual Gross Income$24,000
Annual Net Income$13,400
Total Investment$257,500
Total Expenses$10,600
Expense Ratio44.2%
Monthly Net Income$1,117
NET YIELD5.2%
Net Income$13,400
Property Tax$3,000
Insurance$1,500
Maintenance$2,500
Management$2,400
Vacancy$1,200
Other$0

What does this mean?

A net yield of 3–6% is a solid middle ground. You're getting meaningful cash flow while likely holding in a market with decent fundamentals.