← Calculators

Maryland Short-Term Rental Revenue Calculator

Estimate your Airbnb or VRBO revenue using Maryland market data. Property tax, insurance, and vacancy defaults are pre-filled with current Maryland averages. Cash-on-cash return separates a profitable STR from an expensive hobby.

Browse calculators by state

Revenue Assumptions

Investment & Financing

Operating Expenses(Maryland defaults)

Total Annual Operating Expenses$30,726

Maryland Market Context

Avg Cap Rate

5.5%

Median Price

$415K

Property Tax

0.9%

Vacancy Rate

5.7%

Local Factors

  • -Proximity to DC provides strong government and defense contractor rental demand
  • -Baltimore offers affordable investment opportunities but with higher management intensity
  • -Tenant-friendly laws require careful lease structuring

How to Analyze a Short-Term Rental

Nightly rate × occupancy determines your top line, but the real story is in what's left after expenses. STRs carry higher operating costs than long-term rentals — cleaning, furnishing, platform fees, utilities, and guest supplies all eat into revenue.

RevPAN (Revenue Per Available Night) accounts for vacancy — it's your gross revenue divided by 365. This metric lets you compare properties regardless of how they're marketed or how stay lengths differ.

Management costs are the biggest variable. Self-managing saves 20–30% but costs you time. Full-service STR management typically runs 20–25% of gross revenue. Factor in your time honestly.

Always stress-test with lower occupancy — markets shift, regulations change, and new supply comes online. A deal that only works at 80% occupancy is a deal that's one bad season from going underwater.

Annual Cash Flow

$-20,511

Negative

Cash-on-Cash Return

-20.9%

Gross Revenue$36,720
Rental Income$23,970
Cleaning Fee Income$12,750
Operating Expenses$30,726
NOI$5,994
Annual Debt Service$26,506
Monthly Mortgage$2,209
RevPAN$101/night
Monthly Cash Flow$-1,709
Total Cash Invested$98,000
CASH FLOW$-20,511
Cash Flow$0
Mortgage$26,506
Management$7,344
Cleaning$8,500
Platform Fees$1,102
Property Tax$3,735
Insurance$1,645
Utilities$3,600
Maintenance$3,000
Supplies & Other$1,800

What does this mean?

This STR is losing money at these numbers. Either the nightly rate needs to increase, occupancy needs to improve, or expenses need to come down. Many hosts underestimate cleaning, furnishing, and platform fees.

Want to analyze a full deal with comps, rehab estimates, and flip projections?

Download Frontflip