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Washington Cash on Cash Return Calculator

Cash on cash return measures annual cash flow ÷ total cash invested. Pre-filled with Washington market data including property tax, insurance, vacancy rates, and management fees.

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Property & Financing

Rental Income

Operating Expenses(Washington defaults)

Total Annual Expenses$15,878

Washington Market Context

Avg Cap Rate

4.5%

Median Price

$630K

Property Tax

0.74%

Vacancy Rate

6%

Local Factors

  • -No state income tax benefits investor net returns
  • -Seattle metro is driven by tech (Amazon, Microsoft) with high rents but high prices
  • -New landlord-tenant laws have increased tenant protections and eviction timelines

Cash on Cash Return

-22.0%

Negative
Annual Cash Flow$-31,839
Monthly Cash Flow$-2,653
Total Cash Invested$144,900
Monthly Mortgage$3,353
NOI$8,398

Where Rent Goes

COC RETURN-22.0%
Cash Flow$0
Debt Service$40,237
Expenses$15,878

Cash Invested Breakdown

Down Payment$126,000
Closing Costs$18,900

What does this mean?

Negative cash on cash means you're losing money each month. The property's rental income doesn't cover your expenses and mortgage. Consider renegotiating the price, increasing rents, or walking away.