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Idaho Cash on Cash Return Calculator

Cash on cash return measures annual cash flow ÷ total cash invested. Pre-filled with Idaho market data including property tax, insurance, vacancy rates, and management fees.

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Property & Financing

Rental Income

Operating Expenses(Idaho defaults)

Total Annual Expenses$10,925

Idaho Market Context

Avg Cap Rate

5%

Median Price

$485K

Property Tax

0.43%

Vacancy Rate

5.1%

Local Factors

  • -Boise metro saw massive pandemic-era price appreciation; growth has moderated
  • -Strong in-migration from California continues to support demand
  • -Low property taxes but rapidly rising assessed values

Cash on Cash Return

-19.8%

Negative
Annual Cash Flow$-22,078
Monthly Cash Flow$-1,840
Total Cash Invested$111,550
Monthly Mortgage$2,581
NOI$8,899

Where Rent Goes

COC RETURN-19.8%
Cash Flow$0
Debt Service$30,976
Expenses$10,925

Cash Invested Breakdown

Down Payment$97,000
Closing Costs$14,550

What does this mean?

Negative cash on cash means you're losing money each month. The property's rental income doesn't cover your expenses and mortgage. Consider renegotiating the price, increasing rents, or walking away.