Download App
← Calculators

North Dakota Cash on Cash Return Calculator

Cash on cash return measures annual cash flow ÷ total cash invested. Pre-filled with North Dakota market data including property tax, insurance, vacancy rates, and management fees.

Browse calculators by state

Property & Financing

Rental Income

Operating Expenses(North Dakota defaults)

Total Annual Expenses$11,003

North Dakota Market Context

Avg Cap Rate

6.8%

Median Price

$281K

Property Tax

0.94%

Vacancy Rate

7.8%

Local Factors

  • -Oil industry cycles in the Bakken region create boom-bust rental demand
  • -Harsh winters increase maintenance and heating costs significantly
  • -Fargo is the most stable rental market with university and healthcare employment

Sources

World Population Review – Median Home PriceFL Probate Law – Property Tax Rates (ACS Data)The Hartford – Insurance RatesiPropertyManagement – Vacancy Rates

Cash on Cash Return

-23.2%

Negative
Annual Cash Flow$-15,006
Monthly Cash Flow$-1,250
Total Cash Invested$64,630
Monthly Mortgage$1,496
NOI$2,941

Where Rent Goes

COC RETURN-23.2%
Cash Flow$0
Debt Service$17,947
Expenses$11,003

Cash Invested Breakdown

Down Payment$56,200
Closing Costs$8,430

What does this mean?

Negative cash on cash means you're losing money each month. The property's rental income doesn't cover your expenses and mortgage. Consider renegotiating the price, increasing rents, or walking away.

Keep running the numbers

One calculator rarely tells the whole story.

You know your North Dakota cash return. Now check if lenders agree with your deal.

Cap Rate

Calculate the capitalization rate to evaluate a property's potential return based on its net operating income.

Calculate

DSCR

Calculate the Debt Service Coverage Ratio to see if a property's rental income covers its loan payments.

Calculate

Mortgage

Calculate your monthly mortgage payment, total interest, and see a full cost breakdown.

Calculate

Want to analyze a full deal with comps, rehab estimates, and flip projections?

Download Frontflip
Get Frontflip for iOS
AI for real estate investment research