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Pennsylvania Cash on Cash Return Calculator

Cash on cash return measures annual cash flow ÷ total cash invested. Pre-filled with Pennsylvania market data including property tax, insurance, vacancy rates, and management fees.

Browse calculators by state

Property & Financing

Rental Income

Operating Expenses(Pennsylvania defaults)

Total Annual Expenses$10,486

Pennsylvania Market Context

Avg Cap Rate

6.5%

Median Price

$283K

Property Tax

1.14%

Vacancy Rate

6.9%

Local Factors

  • -Philadelphia offers affordable urban investment with strong rental demand
  • -Pittsburgh is a growing tech hub with healthcare and education anchors
  • -Property tax rates vary dramatically between counties and school districts

Cash on Cash Return

-11.1%

Negative
Annual Cash Flow$-7,225
Monthly Cash Flow$-602
Total Cash Invested$65,090
Monthly Mortgage$1,506
NOI$10,850

Where Rent Goes

COC RETURN-11.1%
Cash Flow$0
Debt Service$18,075
Expenses$10,486

Cash Invested Breakdown

Down Payment$56,600
Closing Costs$8,490

What does this mean?

Negative cash on cash means you're losing money each month. The property's rental income doesn't cover your expenses and mortgage. Consider renegotiating the price, increasing rents, or walking away.