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Maine Cash on Cash Return Calculator

Cash on cash return measures annual cash flow ÷ total cash invested. Pre-filled with Maine market data including property tax, insurance, vacancy rates, and management fees.

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Property & Financing

Rental Income

Operating Expenses(Maine defaults)

Total Annual Expenses$11,377

Maine Market Context

Avg Cap Rate

5.5%

Median Price

$381K

Property Tax

0.9%

Vacancy Rate

2.9%

Local Factors

  • -Extremely low vacancy rate driven by limited housing supply
  • -Short-term vacation rentals in coastal areas offer seasonal income premium
  • -Cold winters increase heating and maintenance costs for landlords

Cash on Cash Return

-18.2%

Negative
Annual Cash Flow$-15,911
Monthly Cash Flow$-1,326
Total Cash Invested$87,630
Monthly Mortgage$2,028
NOI$8,423

Where Rent Goes

COC RETURN-18.2%
Cash Flow$0
Debt Service$24,334
Expenses$11,377

Cash Invested Breakdown

Down Payment$76,200
Closing Costs$11,430

What does this mean?

Negative cash on cash means you're losing money each month. The property's rental income doesn't cover your expenses and mortgage. Consider renegotiating the price, increasing rents, or walking away.