← Calculators

Indiana Cash on Cash Return Calculator

Cash on cash return measures annual cash flow ÷ total cash invested. Pre-filled with Indiana market data including property tax, insurance, vacancy rates, and management fees.

Browse calculators by state

Property & Financing

Rental Income

Operating Expenses(Indiana defaults)

Total Annual Expenses$8,993

Indiana Market Context

Avg Cap Rate

7%

Median Price

$255K

Property Tax

0.76%

Vacancy Rate

9.9%

Local Factors

  • -Property tax caps (1% for homestead) provide predictable expenses for investors
  • -Indianapolis is a popular turnkey rental market with strong cash flow
  • -Affordable entry prices attract out-of-state investors

Cash on Cash Return

-16.0%

Negative
Annual Cash Flow$-9,403
Monthly Cash Flow$-784
Total Cash Invested$58,650
Monthly Mortgage$1,357
NOI$6,883

Where Rent Goes

COC RETURN-16.0%
Cash Flow$0
Debt Service$16,287
Expenses$8,993

Cash Invested Breakdown

Down Payment$51,000
Closing Costs$7,650

What does this mean?

Negative cash on cash means you're losing money each month. The property's rental income doesn't cover your expenses and mortgage. Consider renegotiating the price, increasing rents, or walking away.