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North Carolina Cash on Cash Return Calculator

Cash on cash return measures annual cash flow ÷ total cash invested. Pre-filled with North Carolina market data including property tax, insurance, vacancy rates, and management fees.

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Property & Financing

Rental Income

Operating Expenses(North Carolina defaults)

Total Annual Expenses$10,991

North Carolina Market Context

Avg Cap Rate

5.8%

Median Price

$368K

Property Tax

0.62%

Vacancy Rate

6.4%

Local Factors

  • -Charlotte and Raleigh-Durham are top-tier Sun Belt growth markets
  • -Strong tech job growth (Research Triangle) supports premium rents
  • -Coastal areas face hurricane risk and rising insurance costs

Cash on Cash Return

-18.8%

Negative
Annual Cash Flow$-15,906
Monthly Cash Flow$-1,326
Total Cash Invested$84,640
Monthly Mortgage$1,959
NOI$7,597

Where Rent Goes

COC RETURN-18.8%
Cash Flow$0
Debt Service$23,504
Expenses$10,991

Cash Invested Breakdown

Down Payment$73,600
Closing Costs$11,040

What does this mean?

Negative cash on cash means you're losing money each month. The property's rental income doesn't cover your expenses and mortgage. Consider renegotiating the price, increasing rents, or walking away.