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Tennessee Cash on Cash Return Calculator

Cash on cash return measures annual cash flow ÷ total cash invested. Pre-filled with Tennessee market data including property tax, insurance, vacancy rates, and management fees.

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Property & Financing

Rental Income

Operating Expenses(Tennessee defaults)

Total Annual Expenses$11,151

Tennessee Market Context

Avg Cap Rate

5.8%

Median Price

$380K

Property Tax

0.46%

Vacancy Rate

8.2%

Local Factors

  • -No state income tax on wages makes it attractive for renters and investors
  • -Nashville is a top migration destination with strong job growth but rising prices
  • -Memphis offers high cash-flow potential but requires active management

Cash on Cash Return

-19.6%

Negative
Annual Cash Flow$-17,109
Monthly Cash Flow$-1,426
Total Cash Invested$87,400
Monthly Mortgage$2,023
NOI$7,161

Where Rent Goes

COC RETURN-19.6%
Cash Flow$0
Debt Service$24,270
Expenses$11,151

Cash Invested Breakdown

Down Payment$76,000
Closing Costs$11,400

What does this mean?

Negative cash on cash means you're losing money each month. The property's rental income doesn't cover your expenses and mortgage. Consider renegotiating the price, increasing rents, or walking away.