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New Hampshire Cash on Cash Return Calculator

Cash on cash return measures annual cash flow ÷ total cash invested. Pre-filled with New Hampshire market data including property tax, insurance, vacancy rates, and management fees.

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Property & Financing

Rental Income

Operating Expenses(New Hampshire defaults)

Total Annual Expenses$16,435

New Hampshire Market Context

Avg Cap Rate

5.2%

Median Price

$483K

Property Tax

1.35%

Vacancy Rate

4%

Local Factors

  • -No state income tax or sales tax but very high property taxes fund local services
  • -Very low vacancy due to limited housing supply and proximity to Boston jobs
  • -Cold winters increase heating and maintenance costs

Cash on Cash Return

-19.5%

Negative
Annual Cash Flow$-21,628
Monthly Cash Flow$-1,802
Total Cash Invested$111,090
Monthly Mortgage$2,571
NOI$9,221

Where Rent Goes

COC RETURN-19.5%
Cash Flow$0
Debt Service$30,849
Expenses$16,435

Cash Invested Breakdown

Down Payment$96,600
Closing Costs$14,490

What does this mean?

Negative cash on cash means you're losing money each month. The property's rental income doesn't cover your expenses and mortgage. Consider renegotiating the price, increasing rents, or walking away.