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Utah Cash on Cash Return Calculator

Cash on cash return measures annual cash flow ÷ total cash invested. Pre-filled with Utah market data including property tax, insurance, vacancy rates, and management fees.

Browse calculators by state

Property & Financing

Rental Income

Operating Expenses(Utah defaults)

Total Annual Expenses$11,684

Utah Market Context

Avg Cap Rate

4.5%

Median Price

$548K

Property Tax

0.45%

Vacancy Rate

4.8%

Local Factors

  • -Salt Lake City and Provo have strong tech sector growth (Silicon Slopes)
  • -Low property taxes and insurance keep holding costs down
  • -High home prices relative to rents compress cap rates

Cash on Cash Return

-21.8%

Negative
Annual Cash Flow$-27,449
Monthly Cash Flow$-2,287
Total Cash Invested$126,040
Monthly Mortgage$2,917
NOI$7,552

Where Rent Goes

COC RETURN-21.8%
Cash Flow$0
Debt Service$35,000
Expenses$11,684

Cash Invested Breakdown

Down Payment$109,600
Closing Costs$16,440

What does this mean?

Negative cash on cash means you're losing money each month. The property's rental income doesn't cover your expenses and mortgage. Consider renegotiating the price, increasing rents, or walking away.