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Utah Seller Net Sheet Calculator

Estimate how much you'll walk away with after selling your Utah property. A seller net sheet accounts for commissions, closing costs, and mortgage payoff to show your true bottom line.

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Sale Details

Agent Commissions

Total Commissions$27,400

Closing Costs

Total Closing Costs$5,500

Additional Costs

Utah Market Context

Avg Cap Rate

4.5%

Median Price

$548K

Property Tax

0.45%

Vacancy Rate

4.8%

Local Factors

  • -Salt Lake City and Provo have strong tech sector growth (Silicon Slopes)
  • -Low property taxes and insurance keep holding costs down
  • -High home prices relative to rents compress cap rates

Estimated Net Proceeds

$186,300

Strong Position
Sale Price$548,000
Mortgage Payoff−$328,800
Total Commissions−$27,400
Closing Costs−$5,500
Cost of Sale6.0% of sale price
NET PROCEEDS$186,300
Net Proceeds$186,300
Mortgage Payoff$328,800
Commissions$27,400
Closing Costs$5,500
Credits & Repairs$0

What does this mean?

Excellent equity position. Your net proceeds represent a significant return on your original investment. Consider a 1031 exchange to defer capital gains if reinvesting in real estate.

What Is a Seller Net Sheet?

A seller net sheet is a detailed estimate of how much money you'll actually receive after all the costs of selling your home are deducted from the sale price.

Common seller costs include: real estate agent commissions (typically 5–6% split between listing and buyer's agents), title insurance, escrow fees, transfer taxes, recording fees, attorney fees, and any repair credits negotiated with the buyer.

Pro tip: After the 2024 NAR settlement, buyer agent commissions are no longer automatically included in the listing agreement. Sellers may negotiate what — if anything — they offer toward the buyer's agent commission.

Don't forget to account for capital gains tax if applicable. If you've lived in the home as your primary residence for at least 2 of the last 5 years, you may exclude up to $250K (single) or $500K (married filing jointly) in gains from federal taxes.