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Seller Net Sheet Calculator

Estimate how much you'll walk away with after selling your property. A seller net sheet accounts for commissions, closing costs, and mortgage payoff to show your true bottom line.

Sale Details

Agent Commissions

Total Commissions$17,500

Closing Costs

Total Closing Costs$5,500

Additional Costs

Estimated Net Proceeds

$127,000

Strong Position
Sale Price$350,000
Mortgage Payoff$200,000
Total Commissions$17,500
Closing Costs$5,500
Cost of Sale6.6% of sale price
NET PROCEEDS$127,000
Net Proceeds$127,000
Mortgage Payoff$200,000
Commissions$17,500
Closing Costs$5,500
Credits & Repairs$0

What does this mean?

Excellent equity position. Your net proceeds represent a significant return on your original investment. Consider a 1031 exchange to defer capital gains if reinvesting in real estate.

What Is a Seller Net Sheet?

A seller net sheet is a detailed estimate of how much money you'll actually receive after all the costs of selling your home are deducted from the sale price. It's the single most important number for any seller to understand before listing.

Common seller costs include: real estate agent commissions (typically 5–6% split between listing and buyer's agents), title insurance, escrow fees, transfer taxes, recording fees, attorney fees, and any repair credits negotiated with the buyer.

Pro tip: After the 2024 NAR settlement, buyer agent commissions are no longer automatically included in the listing agreement. Sellers may negotiate what — if anything — they offer toward the buyer's agent commission. Adjust the commission fields above to model different scenarios.

Don't forget to account for capital gains tax if applicable. If you've lived in the home as your primary residence for at least 2 of the last 5 years, you may exclude up to $250K (single) or $500K (married filing jointly) in gains from federal taxes.