← Calculators

Utah House Hack Calculator

House hacking means living in one unit and renting the rest. Pre-filled with Utah median prices, rents, and tax rates. See your effective housing cost after rental income and savings versus renting.

Browse calculators by state

Property & Financing

Units & Rental Income(Utah defaults)

Monthly Rental Income$3,052

Operating Expenses(Utah defaults)

Total Monthly Expenses$762

Rent Comparison

Monthly Savings vs. Renting$430

Utah Market Context

Avg Cap Rate

4.5%

Median Price

$548K

Property Tax

0.45%

Vacancy Rate

4.8%

Local Factors

  • -Salt Lake City and Provo have strong tech sector growth (Silicon Slopes)
  • -Low property taxes and insurance keep holding costs down
  • -High home prices relative to rents compress cap rates

Effective Housing Cost

$1,173

Moderate
Monthly Mortgage$3,464
Monthly Expenses$762
Total Monthly Cost$4,225
Rental Income− $3,052
Cost Coverage72.2%
Annual Savings vs. Rent$5,157
Cash on Cash Return-51.4%

Who Covers Your Costs

COVERAGE72%
Rental Income$3,052
Your Cost$1,173

What does this mean?

Your tenants are offsetting a good portion of your costs, but there's room to improve. Consider whether you can increase rents, reduce expenses, or add another unit.

Want to analyze a full deal with comps, rehab estimates, and flip projections?

Download Frontflip