House hacking means living in one unit and renting the rest. Pre-filled with Kentucky median prices, rents, and tax rates. See your effective housing cost after rental income and savings versus renting.
Avg Cap Rate
6.8%
Median Price
$263K
Property Tax
0.72%
Vacancy Rate
6.9%
Local Factors
Effective Housing Cost
$112
Who Covers Your Costs
What does this mean?
Your effective housing cost is extremely low. You're paying a fraction of what you'd normally spend on rent or a mortgage, and your tenants are covering the bulk of your costs.
Keep running the numbers
House hacking in Kentucky changes the math on everything. Run the rest of the numbers.
Measure the annual return on your actual cash invested, factoring in financing, expenses, and rental income.
Calculate your monthly mortgage payment, total interest, and see a full cost breakdown.
Compare the total cost of ownership versus renting over time.