House hacking means living in one unit and renting the rest. Pre-filled with California median prices, rents, and tax rates. See your effective housing cost after rental income and savings versus renting.
Avg Cap Rate
4.2%
Median Price
$833K
Property Tax
0.69%
Vacancy Rate
4.8%
Local Factors
Effective Housing Cost
$1,343
Who Covers Your Costs
What does this mean?
Your tenants are offsetting a good portion of your costs, but there's room to improve. Consider whether you can increase rents, reduce expenses, or add another unit.
Keep running the numbers
House hacking in California changes the math on everything. Run the rest of the numbers.
Measure the annual return on your actual cash invested, factoring in financing, expenses, and rental income.
Calculate your monthly mortgage payment, total interest, and see a full cost breakdown.
Compare the total cost of ownership versus renting over time.
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