House hacking means living in one unit and renting the rest. This calculator shows your effective housing cost after rental income, how much of your mortgage your tenants cover, and your savings versus renting.
Effective Housing Cost
$1,298
Who Covers Your Costs
What does this mean?
Your tenants are offsetting a good portion of your costs, but there's room to improve. Consider whether you can increase rents, reduce expenses, or add another unit.
Keep running the numbers
House hacking changes the math on everything. Run the rest of the numbers.
Measure the annual return on your actual cash invested, factoring in financing, expenses, and rental income.
Calculate your monthly mortgage payment, total interest, and see a full cost breakdown.
Compare the total cost of ownership versus renting over time.
Want to analyze a full deal with comps, rehab estimates, and flip projections?
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