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Pennsylvania Rental Yield Calculator

Calculate rental yield using Pennsylvania market data. Gross yield uses total rent before expenses; net yield subtracts operating costs — the number that actually matters.

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Property & Income

Operating Expenses(Pennsylvania defaults)

Total Annual Expenses$10,486

Gross vs. Net Rental Yield

Gross rental yield is the simplest comparison metric: annual rent divided by total property cost. It's useful for quick screening but doesn't account for the real cost of ownership.

Net rental yield subtracts operating expenses (taxes, insurance, maintenance, management, vacancy) from income before dividing by cost. This tells you what the property actually earns as a percentage of your investment.

The gap between gross and net reveals your expense ratio — how much of your gross income gets consumed by costs. A tight ratio means more money in your pocket; a wide one means the property is expensive to hold.

Pennsylvania Market Context

Avg Cap Rate

6.5%

Median Price

$283K

Property Tax

1.14%

Vacancy Rate

6.9%

Local Factors

  • -Philadelphia offers affordable urban investment with strong rental demand
  • -Pittsburgh is a growing tech hub with healthcare and education anchors
  • -Property tax rates vary dramatically between counties and school districts

Net Rental Yield

3.7%

Moderate

Gross Rental Yield

7.3%

Annual Gross Income$21,336
Annual Net Income$10,850
Total Investment$291,490
Total Expenses$10,486
Expense Ratio49.1%
Monthly Net Income$904
NET YIELD3.7%
Net Income$10,850
Property Tax$3,226
Insurance$1,251
Maintenance$2,830
Management$1,707
Vacancy$1,472
Other$0

What does this mean?

A net yield of 3–6% is a solid middle ground. You're getting meaningful cash flow while likely holding in a market with decent fundamentals.