The property is located in FEMA zone X (unshaded), which is generally considered a low-to-moderate flood risk area. While this zone is outside the high-risk 100-year floodplain, standard precautions are still advisable.
| | Details |
| :--- | :--- |
| FEMA Zone | X (Unshaded) |
| Risk Score | 3 (Moderate) |
| Insurance | Recommended |
It is worth noting that while current risk is manageable, projected probability data suggests a gradual increase in risk over the next 30 years. Given the property's value and location, maintaining a separate flood insurance policy is a smart, proactive step to protect your equity.