Good news! This property is sitting pretty high and dry. Based on the latest data, 520 Stonewood Dr has a minimal flood risk score of 1 out of 10. It’s located in FEMA Zone X (unshaded), which is the gold standard for avoiding mandatory flood insurance.
You’re looking at a near-zero probability of flooding over the next 30 years. Since there’s no history of flooding on this lot, you can breathe easy knowing your investment is safe from water damage. This keeps your monthly carrying costs lower since a separate policy isn't required.
Flood Risk Breakdown
| Factor | Risk Level |
| :--- | :--- |
| Overall Flood Score | 1 / 10 (Minimal) |
| FEMA Flood Zone | X (Unshaded) |
| Historic Flood Events | 0 |
| Insurance Requirement | Not Required |
While insurance isn't mandatory, some owners still opt for a low-cost preferred risk policy just for total peace of mind. However, for your wallet's sake, you're in a great position here compared to many other parts of Georgia.