This quadplex in Cumberland, MD offers solid multi-family rent potential. With four units and a combined 2,526 sqft, comps suggest each unit could fetch $750–$950/month based on nearby multi-family and 4+ bedroom houses. That yields a total monthly revenue range of $3,000–$3,800. At the current $104.9K valuation, payback period is roughly 2.5–3 years on gross rents alone (excluding expenses). Cumberland’s rental market is stable, with demand fueled by proximity to downtown, regional amenities, and affordable living[2][3]. Off-street parking, separate utilities, and brick construction are strong rental draws, but some demo work and lack of heating may require upfront investment.

To maximize rental income, consider upgrading heating, refreshing interiors, and optimizing layouts for tenant comfort. Adding in-unit laundry or cosmetic updates can help command top-tier rents. If selling, highlight the quadplex’s income potential, low-maintenance exterior, and separate utilities—these appeal to both new and seasoned investors. Address any deferred maintenance before listing to attract stronger offers and minimize buyer negotiation.