Utilizing this property as a hybrid vacation rental and personal summer home is a strategic approach, though profitability depends on balancing seasonal peaks with high carrying costs.
Financial Overview
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| :--- | :--- |
| Monthly Rental Potential | $2,923 – $3,369 |
| Projected Annual Yield | ~7% |
| Annual Tax Estimate | $1,329 |
| HOA Fee | $100 monthly |
By occupying the property during peak summer months (June 16–August 14), you essentially remove the home from the market during its most lucrative rental period.
Revenue Impact: You will forfeit the highest-earning window for short-term rentals in the Murrells Inlet market. This shift turns the property into a lifestyle asset rather than a pure income play.
Operational Costs: As an investor, you must account for property management fees (typically 20–25% for short-term rentals), insurance premiums (noted as 'Critical' for wind/storm risk), and seasonal maintenance.
While the estimated 7% yield is strong, your personal use will compress your actual annual ROI. This strategy is viable if you prioritize lifestyle benefits and long-term asset appreciation over immediate maximum cash flow. Disciplined pricing and professional management will be essential to keeping your carrying costs from eroding your rental income during the off-season.